Every member of ATLFCU is an owner of the credit union and ownership has its rewards. Are you taking advantage of all the money saving benefits available to you as an owner of ATLFCU? If you are, then you are contributing to your own financial health and helping ATLFCU to grow and prosper as well.
To enhance the value of membership we have developed a rewards program based on the premise that the more you use the products and services of the credit union, the more you and your credit union benefit.
The Power of Ownership Program provides recognition of your participation by awarding points to the number and value of services per account. The more services you use, the more points you receive.
The total points earned during a calendar month determine the reward level for the following month. If your monthly statement indicates that you are a Maximum Power member, then you will be eligible for Maximum Power benefits during the following month. While there is a possibility that you may fluctuate between levels, members with long term relatinships such as home equity or auto loans, checking, certificates, debit or credit cards will remain very stable.
How to Earn Power Points
|Way to Earn||Points|
|Additional Savings Accounts||25|
|IRA or IRA Certificates||50|
|Money Market Account||50|
|Savings Balance $501-$1,000||50|
|Savings Balance $1,001-$2,500||100|
|Savings Balance $2,501 to $5,000||150|
|Savings Balance > $5,000||200|
|Any Negative Savings Balance||-50|
|Home Equity Loan||75|
|Any Other Loan||25|
|Loan Balance < $5,000||25|
|Loan Balance $5,001-$10,000||50|
|Loan Balance $10,001-$25,000||100|
|Loan Balance $25,001-$50,000||150|
|Loan Balance > $50,000||200|
|Delinquent Loan Balance||-100|
|Active ATM Card||25|
|Active Debit Card||50|
|Active Audio Response||50|
|Active It's Me 247||50|
|Direct Depost $250/mo||25|
|Automatice Transfers Savings||25|
|Automatic Transfers Loans||10|
What Does My Power Level Get Me?
|Power Plus||High Power||Maximum Power|
|5 free ATM transactions||6 free ATM transactions||6 free ATM transactions|
|$1.50 per transaction after 5||$1.50 per transaction after 5||$1.25 per transaction after 5|
|CU*EasyPay with 12 transactions is free!||CU*EasyPay with 14 transactions is free!||CU*EasyPay with 16 transactions is free!|
|60 Audio Response sessions and 60 logins to It's Me 247||90 Audio Response sessions and 90 logins to It's Me 247||120 Audio Response sessions and 120 logins to It's Me 247|
|Free overdraft transfers from savings||Free overdraft transfers from savings||Free overdraft transfers from savings|
|Free cashiers checks & $1.00 money orders.||Free cashiers checks & money orders.|
|Free current month account printouts||Free current month account printouts|
Are you in the Riders or Cruisers Club?
Use your Power Points towards Celebrations Cinema Gold Tickets! Ask us how today!
Start saving today! Your membership with ATLFCU entitles you to a 10-15% discount on your Sprint service plans and phones!
Discover financial freedom with help from Accel. Counseling and debt management is available at no cost to ATLFCU members.
Allied provides you with the assurance that your auto is fully covered in the event of an accident.
Members save 10% on TurboTax Online Deluxe Edition or Save $30.00 on Jackson Hewitt Tax Preparation.
Buy in bulk and save. ATLFCU members can join Sam’s Club for a modest annual fee. Click the icon for a special deal for ATLFCU members!
Whether it’s life insurance or credit disability, you’ll find the protection you need with CUNA.
As a member of ATLFCU, you’re eligible for the Vision Advantage Program (VAP. Save on exams, glasses, contacts and LASIK!
Treat yourself or your favorite golfer to a book full of two-for-one coupons at beautiful Michigan courses.
Always the right size, always the right color. Good from $25 to $500 and accepted wherever you see the VISA logo. Available in our lobby.
Save on automobiles, wireless, services and much more with your credit union advantage. GM, FTD & DirecTV are just a few partners.
Everyone’s approved! Fund this card up to $2,500 and use it for shopping online, travel or your student away from home. You’ll love the convenience.
Remember that some of these tasks may be performed more securely through our online banking, It’s Me 247.
Keep your data safe! You may complete these forms and either print and fax them back to us, or save them to your computer and upload them securely by clicking here.
- Address change
- Order Checks (form)
- Order Checks (link)
- Pine Oak Branch Transaction Request
- Wire Request
- Wire Request (recurring)
- High Voltage Application
- Money Market Application
- Premier Christmas/Vacation Club Application (linked to money market app above)
- Loan Application
- Home Equity Application Checklist
- MasterCard Dispute
- MasterCard Travel
- Direct Deposit Dispute
- Complaint and Error Resolution Request
- CU*EasyPay (online billpay)
- EFT Disclosure
- Savings Rates
- It’s Me 247 (online banking)
- Truth in Savings
- Visa Credit Cards
Now there’s a safe, secure way to store your critical documents in It’s Me 247. Here’s how:
- Log into your account and choose “My Documents.”
- Click on “Go to Virtual Strongbox.”
Not only can you store your important documents securely, you can exchange documents safely with your credit union or other using an encrypted link.
Imagine! One convenient spot for your passport, birth certificate, marriage license and insurance policies. Need to send your W2s to your taxman? Send him a secure link through your Virtual Strongbox.
Check out the helpful videos below on how to use this great new feature:
- Uploading a Document to Your Virtual StrongBox
- Sharing a Virtual StrongBox Folder for Upload Purposes
- Sharing a Virtual StrongBox Folder for Download Purposes
- Sharing Documents in Your Virtual StrongBox
- My Virtual StrongBox
- Organizing Your Virtual StrongBox
- Accessing a Document in Your Virtual StrongBox
- Deleting a Document in Your Virtual StrongBox
- Creating a Sub-Folder in Your Virtual StrongBox
- Creating a Virtual StrongBox Account