Every member of ATLFCU is an owner of the credit union and ownership has its rewards. Are you taking advantage of all the money saving benefits available to you as an owner of ATLFCU? If you are, then you are contributing to your own financial health and helping ATLFCU to grow and prosper as well.
To enhance the value of membership we have developed a rewards program based on the premise that the more you use the products and services of the credit union, the more you and your credit union benefit.
The Power of Ownership Program provides recognition of your participation by awarding points to the number and value of services per account. The more services you use, the more points you receive.
The total points earned during a calendar month determine the reward level for the following month. If your monthly statement indicates that you are a Maximum Power member, then you will be eligible for Maximum Power benefits during the following month. While there is a possibility that you may fluctuate between levels, members with long term relatinships such as home equity or auto loans, checking, certificates, debit or credit cards will remain very stable.
How to Earn Power Points
|Way to Earn||Points|
|Additional Savings Accounts||25|
|IRA or IRA Certificates||50|
|Money Market Account||50|
|Savings Balance $501-$1,000||50|
|Savings Balance $1,001-$2,500||100|
|Savings Balance $2,501 to $5,000||150|
|Savings Balance > $5,000||200|
|Any Negative Savings Balance||-50|
|Home Equity Loan||75|
|Any Other Loan||25|
|Loan Balance < $5,000||25|
|Loan Balance $5,001-$10,000||50|
|Loan Balance $10,001-$25,000||100|
|Loan Balance $25,001-$50,000||150|
|Loan Balance > $50,000||200|
|Delinquent Loan Balance||-100|
|Active ATM Card||25|
|Active Debit Card||50|
|Active Audio Response||50|
|Active It's Me 247||50|
|Direct Depost $250/mo||25|
|Automatice Transfers Savings||25|
|Automatic Transfers Loans||10|
What Does My Power Level Get Me?
|Power Plus||High Power||Maximum Power|
|5 free ATM transactions||6 free ATM transactions||6 free ATM transactions|
|$1.50 per transaction after 5||$1.50 per transaction after 5||$1.25 per transaction after 5|
|CU*EasyPay with 12 transactions is free!||CU*EasyPay with 14 transactions is free!||CU*EasyPay with 16 transactions is free!|
|60 Audio Response sessions and 60 logins to It's Me 247||90 Audio Response sessions and 90 logins to It's Me 247||120 Audio Response sessions and 120 logins to It's Me 247|
|Free overdraft transfers from savings||Free overdraft transfers from savings||Free overdraft transfers from savings|
|Free cashiers checks & $1.00 money orders.||Free cashiers checks & money orders.|
|Free current month account printouts||Free current month account printouts|
Are you in the Riders or Cruisers Club?
Use your Power Points towards Celebrations Cinema Gold Tickets! Ask us how today!