Savings and Sub Savings

Every member has a savings account, but ATLFCU members can option three additional “sub” savings accounts. Perfect for setting money aside for a special purpose. From Taxes to college, a sub accounts can help you visualize your goals.

Money Market

A minimum deposit of $1000 is required to pen a Money Market account. This account allows you six automated transactions a month and pays a higher dividend based on your average daily  balance. With free convenience checks, your funds are just a few pen strokes away.

Term Share Certificates

$500 is all it takes to open a share certificate! Terms range from three to sixty months and our competitive rates are updated weekly. Have your dividend added back to the certificate, transferred to your checking account, or even have a check mailed to you each month. Tip: Also available in IRA style!

Christmas & Vacation Clubs

Don’t let the holidays take you by surprise. It’s never too early or too late to start a Club account. Earn a higher dividend! Christmas Clubs pay out on November 1st and Vacation Clubs pay out on May 1st.¬†Tip: Use ACH distribution with your Direct Deposit to make saving easy!

Premier Christmas & Vacation Clubs

Deposits are limited to $100 per month and must be transferred from your ATLFCU checking account, but Premier Clubs pay a premium rate!

Individual Retirement Accounts (IRAs)

Prepare for your retirement with a traditional or Roth IRA. These accounts are insured separately up to $250,000 by the NCUA.

Savings Rates

Savings Rates - Effective Saturday, November 1, 2014
PRIMARY SHARE0.100%$5.00$100.00
HIGH VOLTAGE CHECKIN0.500% - 5.120%$0.00$0.01
HIGH VOLTAGE CHECKIN5.120% - 0.000%$0.00$1,500.01
CHRISTMAS CLUB0.500%$0.00$5.00
VACATION CLUB0.500%$0.00$5.00
PREMIER CHRISTMAS5.000%$0.00$5.00
PREMIER VACATION5.000%$0.00$5.00
TRADITIONAL IRA0.750%$1.00$5.00
MONEY MARKET0.000%$1,000.00$1,000.00
MONEY MARKET0.150%$1,000.00$1,000.00
MONEY MARKET0.200%$1,000.00$5,000.00
MONEY MARKET0.250%$1,000.00$25,000.00
MONEY MARKET0.300%$1,000.00$100,000.00

Certificate Rates - Effective Saturday, April 29, 2017
Certificate TermAPYMinimum Deposit
03 MONTH CERTIFICATE0.250%$500.00
06 MONTH CERTIFICATE0.380%$500.00
12 MONTH CERTIFICATE0.530%$500.00
18 MONTH CERTIFICATE0.640%$500.00
36 MONTH CERTIFICATE1.110%$500.00
48 MONTH CERTIFICATE1.400%$500.00
60 MONTH CERTIFICATE1.820%$500.00